Why use a listed insurance specialist broker like Abode?

Homeowners might think that by going online and using a price comparison website, they’ll benefit from cheaper insurance quotes – but that isn’t always the case. Here are some of the many benefits of using experienced and specialist insurance brokers like us, including potential cost savings.

Highly-competitive insurance premiums

The benefit of using a specialist insurance broker is that we can often obtain discounts from underwriters that you wouldn’t have thought possible – for example, discounts for occupancy and for heating types; better rates for antiques, and floating limits for jewellery. We have excellent relationships with underwriters who trust us, which often means we can negotiate a lower price than a client who might go to them directly via an insurer or comparison website. In some cases, certain insurers only make their products available via an insurance broker, so you can’t benefit from these unless you use one.

Quality insurance cover

We only deal with insurers with strong financial security, giving you added protection. The specialist home insurance policies that we offer are “All Risks”. This means that all eventualities are covered, except those specifically excluded, making it difficult for an insurer to decline a claim. We can highlight unique policy covers and when excesses can be waived to ensure you receive the maximum payment your policy provides. We can also help find you an insurer that can pay for an independent buildings and/or contents appraisal, so you can be certain you are insured to full value.

Listed property insurance expertise

Listed properties are subject to certain laws determining the changes you can make to them, both inside and out, to help preserve the features and character that make them individual. Insuring a listed home is therefore more complex, and a specialist insurance broker will have the expertise to find you the right cover. We understand the nuances and needs that come with insuring all types of listed property and listed buildings in every part of the UK, so we are able to negotiate the right levels of cover and tailor your policy on your behalf.

We’re an easy insurance broker to deal with

For many clients, this is the main reason to use a broker. How much do you value your time? At Abode, we ‘de-risk’ finding the right insurance for your property. We are your insurance adviser, we work for you and aim to put your needs first. We help at inception, renewal and when you need to make changes. We communicate in a way that’s most convenient for you – via email, phone, or letter. If you’d like us to visit you at home, we’ll do that too – at no extra cost.

Our insurance delivers you true value

Contrary to what some money saving websites might have you believe, cheaper is not always best – which is, unfortunately, often evident if you need to claim. We understand this – the promise that a claim will be paid – because we manage claims for you and not the insurer.

Help with your insurance claims

Who’s going to help you in the event of an insurance claim? Small claims can be straightforward, but in the event of a flood, fire or escape of water in your home, we will be there to help.

In short, we’ll make sure you’re properly insured and paying the right price for the most suitable policy for your listed home. Our aim is to deliver value for money and the highest level of service.

So, as you can see, there are many benefits to be gained by working directly with specialist insurance brokers like Abode.

Helping you to get the best insurance premiums, truly comprehensive insurance policies, and expert advice on listed property insurance, is what we excel at. We’re very happy to be your specialist insurance broker of choice.

To find out more about our insurance cover, get in touch with our team today on 01622 476433.

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