Sometimes the unforeseen happens, but don’t worry – we’ve got you covered!

When you choose to insure with Abode, we include £250 excess cover* free of charge.

If you need to claim on your Abode insurance, your free home excess cover will refund up to £250 of your policy excess.

There’s no hidden charge. And you will even be covered for accidental losses or damage to your property or its contents.

*Up to £250, combined buildings and contents policies only. Terms and conditions apply.

For enquiries and quotes, contact our experienced team

Terms and conditions

Excess protection cover is given to all customers who purchase a combined buildings and contents policy from Abode, on their main residence only, and will provide protection up to a total of £250 throughout the 12-month cover period.

The £250 of cover is the total limit for the 12-month policy period. You are able to make a claim for £250, or the amount of your policy excess (whichever is the lesser). Once a total of £250 has been claimed for in the policy year, cover has been used and further claims can only be made if you cover the cost of the excess yourself.

Excess protection cover excludes subsidence claims.

Policy excess will be returned to you in the event of a claim, once settled.

Excess protection cover is underwritten by Astrenska Insurance Limited (Financial Conduct Authority registration number 202846).