Fine Art and Antiques Insurance

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Protect your precious fine art and antiques with Abode insurance

Welcome to Abode insurance – your trusted partner for fine art and antiques insurance. We understand that your collection holds immense value– both sentimental and financial.

That’s why we offer comprehensive coverage specifically designed to safeguard your treasures from unexpected events.

With our expertise and tailored insurance solutions, you’ll always have peace of mind knowing that your fine art and antiques are protected.

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Why choose Abode for fine art and antiques insurance?

Specialised coverage

Our policies are crafted to address the unique risks associated with fine art and antiques.

We understand the intricacies of these collections and provide coverage that goes beyond standard home insurance. From theft and damage to restoration and depreciation, we have you covered.

Our policies can include protection against perils such as accidental damage, fire, theft, natural disasters, and transit-related risks.

We also offer coverage for restoration costs, ensuring that your artwork or antiques can be returned to their original condition in case of damage.

Customised solutions

We believe that every collection is unique and deserves special attention.

Our team of experienced insurance professionals work closely with you to understand your specific needs,  designing a policy that provides the right level of coverage for your fine art and antiques.

We consider factors such as the type of items in your collection, their value, location, and any particular risks associated with them.

This individualised approach ensures that your coverage is tailored to your unique requirements.

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Expert claims handling

In the unfortunate event of a loss or damage to your collection, our dedicated claims team is here to assist you every step of the way.

We understand the emotional value attached to your pieces, handling claims with empathy, efficiency, and professionalism.

Our claims process is streamlined and designed to make the experience as smooth as possible, allowing you to focus on what matters most – preserving and enjoying your fine art and antiques.

Trusted reputation

With years of experience in the insurance industry, Abode Insurance has earned its respected reputation for providing exceptional service and reliable coverage.

We’ve  established strong relationships with leading insurers and underwriters, ensuring that you receive the best possible protection for your fine art and antiques.

Our commitment to excellence has made us a trusted choice among collectors, dealers, and art professionals alike.

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Request a quote today for fine art and antiques insurance

Don’t leave the safety of your fine art and antiques to chance. Protect your valuable collection with Abode Insurance.

Our knowledgeable team is ready to assist you in finding the perfect insurance solution tailored to your individual needs.

Request a quote today and discover the sense of assurance that comes with comprehensive coverage from Abode.

Trust us to safeguard your collection with the care it deserves.

Frequently asked questions for fine art and antiques insurance

What is fine arts insurance coverage?

Fine arts insurance coverage is a specialised form of insurance that provides protection for valuable works of art and antiques.

It’s designed to safeguard these items from a range of risks, including theft, damage, loss, and even natural disasters.

Fine arts insurance coverage goes beyond what is typically covered by standard home insurance policies, offering comprehensive protection tailored to the specific needs of collectors, dealers, and art enthusiasts.

It takes into account the unique value and nature of these pieces and provides coverage for various scenarios, such as accidental damage during transportation, restoration costs, and loss due to theft or fire.

What is fine art and specie insurance?

Fine art and specie insurance is a distinct type of insurance that focuses on providing coverage for high-value items, including fine art, collectibles, jewellery, and precious objects.

This specialised coverage is designed to address the unique risks associated with these valuable assets. It offers protection against a wide range of perils, such as theft, damage, loss, and even mysterious disappearance.

Fine art and specie insurance provides comprehensive cover that considers the particular characteristics of each item and its value.

It is commonly used by collectors, galleries, museums, and individuals who own valuable collections.

What is the insurance value for a piece of art?

The insurance value for a piece of art is the amount at which the artwork is insured. It represents the estimated value of the artwork in the event of a loss, damage, or theft.

Determining the insurance value of a piece of art involves various factors, including the artist’s reputation, historical significance, provenance, condition, rarity, and market demand.

Appraisals by qualified professionals play a crucial role in assessing the insurance value of art, providing an objective evaluation based on these factors.

It’s important to regularly review and update the insurance value of artworks to ensure adequate coverage and protection.

What is excluded from fine arts coverage?

While fine arts coverage provides comprehensive protection for valuable artworks and antiques, there are certain exclusions that are typically outlined in the insurance policy.

Common exclusions may include damage caused by wear and tear, gradual deterioration, inherent vice, or poor maintenance.

Other exclusions may involve intentional damage or loss, war and acts of terrorism, confiscation by authorities, or damage resulting from illegal activities.

It is important to carefully review the terms and conditions of the insurance policy to understand the specific exclusions that apply.

Additionally, some policies may offer optional coverage extensions to address certain exclusions, providing more comprehensive protection for your fine arts and antiques.

 

For enquiries and quotes, contact our experienced team