By Personal Invitation

Abode – The home of listed property insurance

The team at Abode is ready to help you insure your home. With our knowledge and experience of heritage properties, combined with our commitment to our clients, we can help protect your listed home today and for future generations.

If you’re unsure whether your current insurance arrangements are suitable, or it has been some time since your current advisor properly appraised your property, please contact us and we will be happy to discuss your requirements.

For enquiries and quotes, contact our experienced team

A view of a large, red-brick mansion with white-trimmed windows, surrounded by trees and a wrought-iron fence on a sunny day.

Exclusive homes deserve professional attention.

At Abode, we believe that advice should come from a qualified professional and in person.

That’s why we only insure carefully selected properties following a full appraisal, to be certain that a property and its contents are insured accurately and to the correct value.

Unlike other insurance advisors, we do not receive any commission from the insurer we recommend on your behalf. We work with our clients on an agreed fee basis, which reduces the tax value on insurance premiums by as much as 30% and ensures that you have full transparency of how your premium is calculated.

Outstanding service for exclusive homes

A peacock displays its vibrant, fully fanned tail feathers, showcasing the eye-like patterns in a natural setting.

Typically, an insurance broker receives commission from the insurer it recommends. Often, this figure is not disclosed – and there’s no obligation for your broker to specify the amount unless you ask. The commission is usually a percentage of the premium that you pay, ranging between 25% and 30% – but it’s not the most tax-efficient way to purchase insurance.

At Abode, our approach is different. We negotiate with insurers on your behalf and any premiums quoted exclude any and all commission. Instead, we work with you to agree a fixed annual fee in advance. This means you can make an informed choice about which insurer is right for you, safe in the knowledge our advice is not influenced by commission earnings. At Abode, we believe in being fully transparent about how we calculate insurance premiums for our clients, and we review our pricing annually.

A reputation for excellence.

Our preferred insurance partner is Ecclesiastical Insurance, who have helped protect the nation’s heritage for over 130 years. Ecclesiastical insures over half of the Grade I listed properties in England and Wales and are actively involved with protecting 10 of the UK’s World Heritage sites.

We’re proud of our part in helping to preserve historic buildings. By working closely with our insurer partners, we aim to secure superior levels of cover for listed and heritage properties such as yours.

Quality and expertise Ecclesiastical have proved themselves to be at the pinnacle of UK insurers. They currently sit top of Fairer Finance’s list of 50 best insurers for the 14th time – ahead of household names such as NFU Mutual, Bank of Scotland and Marks & Spencer – with Gold Ribbon status.

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The list, compiled by independent consumer group Fairer Finance, is based on surveys with around 20,000 UK banking and insurance customers throughout the year and supported by records from the Financial Ombudsman Service (FOS).

Ecclesiastical scored 90.85% for their overall customer experience and were also rated as:

  • Most trusted
  • Most transparent
  • Best for complaints handling
  • Highest for customer happiness

Your home is significant. So should your service be

If you’re unsure whether your current arrangements are suitable, or it has been some time since your current advisor properly appraised your property, please contact us and we will be happy to discuss your requirements.

98% claims satisfaction rate*

In the event that your property suffers damage, the law requires you to restore your property back to its original condition using the appropriate materials and tradespeople.

This can be expensive and complicated, so we work closely with Ecclesiastical’s expert claims assessors to ensure that our clients are prioritised and receive the highest level of care from start to finish.

Ecclesiastical will deliver to you:

  • A unique partnership with Crawford Loss Adjusters with a bespoke claims app for our clients. This enables us to conduct virtual visits to facilitate claims if your property cannot be visited in person, using photos, videos and geolocation, with the ability to record remote sites, upload media, estimate repair, and more.
  • A specialist team of ACII qualified assessors for claims exceeding £275,000, who have expert knowledge of the techniques, materials and suppliers to restore listed properties to the original standard. Their team will visit your property during the claims process and work with your client director to minimise delays.
  • Access to specialist support solutions, including restoration, a pro-active approach to third-party exposure, leak detection, and more.
  • DBS certification for all suppliers for added security. (Suppliers are licensed and reviewed annually by Ecclesiastical to maintain quality).